Financing Your Vehicle When Your Credit is Less Than Perfect
At Hardy Superstore, we meet with many shoppers who are concerned about their ability to qualify for a car loan because of a less than perfect credit score. The truth is, life happens, and we’re here to work with you to get a financing package that fits your needs and budget, despite past credit missteps. We have great relationships with lenders and can get most drivers a great deal on an auto loan, even if their credit isn’t perfect.
Here are some things you can do to help the process along before stopping by our lot in Dallas, GA:
Know Your Credit Score
We’d rather you not find out that your credit isn’t as good as you thought it was when you sit down at our desk to finance a vehicle you love. Know your credit score so we can work with your situation. It’s also a good idea to check your credit report before you start car shopping so you can correct any errors. You can go ahead and get pre-qualified right here on our website, and we’ll be in touch.
Be Honest About Your Budget
If your credit is less than perfect, buying a car is a great way to rebuild your credit but only if you can make the payments. Take a look at your monthly budget to accurately determine what payment fits best in your budget, and we’ll help you find an amazing pre-owned vehicle that fits your needs. Our payment calculator can help with this!
Find a Dealer You Trust
Finding a dealer you trust is paramount to finding a vehicle you love and can afford. Hardy Superstore has been in business for four decades. Our family-owned business has continued our commitment to the residents of Dallas since opening our doors in 1978. We’re known for our customer service, wide selection of quality vehicles, and great deals.